Bandari SACCO Paybill Number and Mobile Banking Services

Bandari SACCO is one of the largest SACCO in Kenya and one of the best SACCO that pays highest dividends to members. Because of its high membership Bandari SACCO uses Mobile banking services such as Mpesa Paybill number and short USSD code services to help clients in banking.

You can now easily deposit money to your account or pay your loan to Bandari SACCO using the Bandari SACCO Mpesa Paybill number 146320.

As a Bandari SACCO FOSA member, you can as well utilize the Bandari SACCO Mobile banking short USSD code for making withdrawal from your Bandari SACCO account to Mpesa *346#

How to transfer money from MPESA to your Bandari Sacco Account Via M-Pesa Pay Bill Number 146320
  • Go To Mpesa Menu
  • Select Lipa Na M-Pesa option
  • Select PayBill from the list
  • Select Enter Business Number
  • Enter Bandari Sacco Pay Bill Number 146320
  • Select Enter Account No and Enter Your Bandari Sacco Account Number eg 3613980903.
  • Enter Amount You Wish To Deposit to your account
  • Enter Your M-Pesa Pin
  • Verify that the information is correct and send
How to check your Bandari SACCO account balance or withdraw money from your account

Dial *346# or use Safaricom SIM toolkit>Safaricom+>M-Banking Services>Select your Bank>Select MSACCO>Enter MSACCO PIN to access MENU

That’s it. By following the above steps, you will be able to send, withdraw and check your account balance with Bandari SACCO

Bandari SACCO Loan Products
  1. Biashara Personal Loan
  2. BOSA one month Loan
  3. Emergency Loan
  4. Asset Finance
  5. FOSA One Month Loan
  6. Fosa Advanced 12 Months Loan
  7. FOSA Consumer Loan
  8. FOSA Development Loan
  9. FOSA Hybrid Loan
  10. FOSA Special Loan
  11. Micro Finance Loan
  12. Normal Loan
  13. Nyangumi Loan
  14. School Fees Loan
  15. Fosa Advance Six Month Loan
  16. Welfare Group Loan


Bandari SACCO Brief History

Bandari Sacco was started in 1975 by 20 members of East African Harbours and Railways Corporation. The Sacco was then known as Harbours workers Savings and credit Co-operative Society Limited.
The objective of the members then was to support one another in dire times and also to ferry deceased kinsmen to far flung rural homes for burial.

In 1985, when the parent organization changed to Kenya Ports Authority, the Sacco’s name was changed to Bandari Savings and Credit Cooperative Society Limited.

Bandari SACCO Head Office Contacts

Bandari Sacco Building, Moi Avenue
P.O.BOX 95011-80104
Mombasa County,
Mombasa – Kenya.

Bandari SACCO Mombasa Contacts

Mombasa Contacts
Phone :(+254) 41-2316685 / (+254)-724-002525 / 735-336685
Email :

Bandari SACCO Nairobi Branch Contacts

KPA Inland Container Depot
Embakasi off Mombasa road
Nairobi – Kenya.

Phone: (+254)-700-192355
Email :


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