Fuliza is a money lending service that allows Safaricom M-pesa customers get funds on credit when they do not have enough funds in their M-Pesa wallet. The service was introduced in partnership with the CBA bank that also offers the Mshwari services that runs on safaricom M-Pesa platform.
Perhaps you need to send money to someone or buy goods but you realize that you do not have enough money in your M-Pesa wallet. Fuliza can be the quickest and the best option to help you top up the money before you can send. But first you must have Fuliza balance to be able to use the service and send money. So, how can you know if you have some money in your Fuliza account?
To know how you have in your Fuliza account, one must check their Fuliza limit using their Safaricom M-pesa line. By following the steps below, you will be able to determine how much you can send or buy goods and services with. Fuliza also allows you to use the Pay Bill money payment method.
How To check Your Fuliza balance
To Check your Fuliza balance;
- Dial *234#
- Select ‘Fuliza M-Pesa’ option
- Select ‘Check My Limit’ option
- You will receive a confirmation message from Safaricom showing how much you can be offered when you have insufficient funds to make an M-Pesa payment
The amount requested is usually deducted upon toping up your M-Pesa wallet or when someone sends you money.
M-Pesa transactions that one can use Fuliza include send money, Lipa Na M-Pesa, Buy goods and Paybill services.
How To send Money using Fuliza
Whenever you need to send money to someone or use Lipa Na Mpesa services but have no enough amount in your M-pesa wallet, you will be prompted to use your fuliza amount you are eligible for to top up for the transaction. The amount you can top up will be within your eligible Fuliza limit.
By accepting the offer, you will be able to top up your desired amount and send. You will be charged 1% access fee and a maintenance fee on the outstanding balance. Normally, M-Pesa transaction charges apply.