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How Much Commission Do M-Pesa Agents Earn Per Transaction? All You Need To Know

For anyone planning to open an M-Pesa agent shop, it is important to get to know the profit you are likely to get in your business. M-Pesa agents are paid on a commission basis meaning the more the transaction you make as an agent, the more you earn. In this list we look at the commission for M-pesa agents on both M-Pesa deposits and withdrawals.

Following the M-Pesa traffic review, Safaricom introduced lower band of Ksh. 10 – Ksh. 49. The other transaction charges for various categories were also reviewed. As a result, deposit commissions have increased by 12% – 170% across the bands as seen in the table below.

The lowest commission an M-Pesa agent can earn as of 2020 on a single deposit per transaction is Ksh.4 while the lowest commission per withdrawal is Ksh. 5

Starting an M-Pesa Agent shop is one of the best ideas owing to the large number of M-Pesa transactions carried out every day.

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The tables below shows the commission an agent stands to gain on transactions

M-Pesa agents Commission on Transaction

M-Pesa Agent Commission on Deposits

M-Pesa Agent Commission On Deposit

Transaction Band (Ksh)Commission(Ksh)
50-1004
101 - 5108
511 - 10109
1,011 - 1,51010
1,511 - 2,51011
2,511 - 3,51012
3,511 - 5,01014
5,011 - 7,51020
7,511 - 10,01028
10,011- 15,01040
15,011 - 20,02055
20,021- 25,02071
25,021 - 30,02087
30,021 - 35,020103
35,021- 40,020119
40,021 - 45,020135
45,021 - 50,020150
50,021 - 60,020190
60,021 - 70,000190

The below table illustrates the commission on withdrawals

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M-Pesa Agent Commission On Withdrawal

Transaction Band (Ksh)Agent Commission (Registered Customers)Agent Commission (Unregistered Customers)
10 - 49N/AN/A
50 - 1005N/A
101 - 50088
501 - 10001010
1,001 - 1,5001212
1,501 - 2,5001515
2,501 - 3,5002020
3,501 - 5,0002525
5,001 - 7,5003030
7,501 - 10,0003535
10,001 - 15,0004545
15,001 - 20,0006060
20,001 - 25,0006565
25,001 - 30,0007070
30,001 - 35,0007070
35,001 - 40,000100N/A
40,001 - 45,000150N/A
45,001 - 50,000180N/A
50,001 - 70,000200N/A

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