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WhatsApp Launces a Digital Payment Feature

The social media platform WhatsApp has launched a digital payment system that will give other digital payment systems a run for their money. The launch happened on Monday 15th and saw an addition of a payment feature to the application.

The payment system which will allow person-to-person payments was enabled through Facebook Pay which is the primary company. Last year, Facebook had said it would be rolling out the digital payment system on Instagram, Messenger, Facebook, and finally on WhatsApp.

True to the companies word, the WhatsApp digital payment system has finally been unveiled.

The company has announced that the service is being rolled out in Brazil first and will enable people send money or make a purchase from a local business without the need of leaving their WhatsApp Chat.

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“Today we are starting to launch payments for people using WhatsApp. We are making sending and receiving money as easy as sharing photos. We are also enabling small businesses to make sales right within WhatsApp,” the statement read.

Charges and Fees

The payment system will be available for free for consumer to use the payment services, but merchants will pay a processing fee to receive the payments.

For one to be able to use the WhatsApp payment feature, one will need to link a credit or debit card to their WhatsApp account. The platform will be secured by either the use of a six-digit PIN or fingerprints.

Considering the widespread of WhatsApp usage across the globe, Facebook has stepped foot into a market that has been dominated by banks, mobile money lending platforms and medium size financial institutions.

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WhatsApp had tested the payment system in India beginning in 2018. The launch in Brazil will be the first nationwide rollout and will introduce the ability to directly pay and receive payments.

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Majira M

Keeping you in the loop. I write to share information that matter. From technology to business tips, I share information to inspire and educate