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How Much Commission Do KCB Agents Earn? How to become a KCB agent

KCB Mtaani Agents commission structure. If you wish to become a KCB agent, it is important to know the amount of commission you will earn per transaction. KCB agents earn a commission on each deposit and withdrawal transaction made. We shall also see how you can apply for and become a KCB agent

Which type of transactions should you expect as an agent?

KCB is widely used by clients in transaction on various bills and services. Some of the transaction you should expect include;

  • Cash deposits
  • Cash withdrawals
  • School fees payments
  • Rent payments
  • Bill payments
  • Funds transfer
  • Balance inquiries
  • Mini statement requests
  • Account opening
  • NHIF, NSSF and KRA payments
How Much Commission Do KCB Agents Earn

If you are planning to open a KCB Mtaani agency, you stand to earn good commission from the various transactions. The advantage is that you can run a KCB Agency together with other agent services such as Mpesa, Co-op Mtaani and Equity bank services just to name but a few. Here is what you stand to earn as a KCB agent.

KCB Agent Commission On Cash Deposit

Limit (Ksh)TariffAgent Commission (Ksh)
100 – 10,000010
10,001 – 20,000015
20,001 – 50,000020
50,001 – 75,000025
75,001 – 100,000030

As an agent you also stand to earn a commission on every withdrawal transaction you make. The below table shows the current commission KCB agents earn on withdrawals.

KCB Agent Commission On Cash Withdrawal

Limit (Kshs)Tariff (Kshs)Commission (Kshs)
100 – 2,0002010
2,001 – 5,0003015
2,501 – ​​ 5,0003216
5,001 – 10,0005326.50
10,001 – 20,0007537.50
20,001 – ​​ 35,00010552.50
35,001 – 50,00010552.50
50,001 – 75,00018592.50
75,001 – 100,00018592.50
How to become a KCB agent. Requirements of Becoming a KCB agent

Before you can start offering KCB agency services, you will need first to be registered with KCB, If you meet the minimum requirements, you will be authorized to carry out transactions as a KCB agent.

Below are the requirements of applying for and becoming a KCB agent

  • Have a bank account with KCB
  • Two colored passport size photos
  • Pin certificate
  • Identification document
  • Valid certificate of good conduct
  • Business license
  • Existing business must have operated for a minimum of 12 months
  • Fill application forms from the nearest KCB branch

Running a KCB agent is a sure deal as KCB has many clients across the country.


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