How to apply for HELB Loan as a First Time Applicant

HELB loan application for the first time is open for students who wish to study certificate, diploma or even degree curses from any institution of higher learning.

These loans are for students pursuing their studies in Public or Chartered Private Universities within the East African Community, placed either through the Kenya Universities and Colleges Central Placement Service (KUCCPS), Self-sponsored, Parallel and Module II Students studying for a Bachelor’s Degree only. Pre-University, Certificate, Diploma or Postgraduate students are not eligible to apply for this loan. The loan attracts interest of 4% and Kshs. 1,000 ledger per year. Students are advised to apply for the loan at least one month before the opening date to allow ample time for processing.

But first before you can be able to apply for a loan, there are requirements that one must meet.

Requirements for Undergraduate & TVET Applications:

1. Applicant’s valid email address and a valid telephone number;

2. Applicant’s KCPE and KCSE index numbers and year of examination;

3. Applicant’s Passport size photo (in jpeg/jpg/png);

4. Applicant’s copy of the National ID/Maisha Card (both sides in PDF);

5. Applicant’s valid bank details or valid MPESA number (registered under the applicant’s name and ID number);

6. Parents’ National ID and registered telephone number;

7. Copy of Parent’s death certificate if deceased (in PDF);

8. Applicant’s birth certificate in PDF (if applying as a minor);

9. Two guarantors’ ID numbers and registered telephone numbers (Can be parents); and

10. Copy of the sponsorship letter (in PDF) if sponsored in Secondary school.

How to apply for a HELB Loan as a First Time Applicant

1. Visit our website or hef.co.ke to access the Student Portal and click on “register” to create an account.

2. Confirm whether you have your National ID and enter your ID number. Enter your KCSE Index number if you don’t have a National ID.

3. Enter a valid email address and password and click “register”.

4. You have successfully created an account. Check your email (Inbox or Spam/ Junk) to activate your account and log in after email activation.

5. Enter a valid Telephone number where a verification code will be sent. If the verification code expires, click resend button to get a new verification code.

6. Fill your profile & update your Biodata.

7. Give consent to collection of your personal data.

8. Read through the consent form to understand why we are collecting your personal data then tick the checkbox to agree with terms of use.

9. Fill in your personal details then save to continue.

10. When all details are complete, submit your scholarship/loan request.

11. Consent to processing of your data by Accepting the loan terms and conditions.

12. Update your guarantor details.

13. Provide loan payment information as per the fields provided (Bank or mobile payment)

14. Submit your loan application.

Related:

How To Apply For HELB Subsequent Loan

How To Access HELB Loan Via Mpesa