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How to apply for Harambee SACCO Mobile Loan (M-Boosta)

You can easily apply for a Harambee SACCO mobile loan commonly known as M-Boosta Loan using your mobile phone and get the loan deposited directly to your Harambee Sacco account. Harambe SACCO members are privileged to have a SACCO that can come to your financial aid in times on need.

It takes seconds for one to apply and get the Harambee SACCO M-Boosta loan but one must be a member with Harambee sacco and your phone number must be registered and linked to your SACCO account.

Harambe SACCO requires that you deposit with them for at least 2 months to be eligible for a loan. among the loans you can get from Harambee SACCO include M-Boosta, School fees Loan and Jisaidie loans.

How to register on M-SACCO

To register on M-SACCO and start receiving M-Boosta Loan with Harambee SACCO;

  • Compose an short SMS
  • Write your name and personal number
  • Send the SMS to 21920
  • You will receive a PIN from ELMA  which is Harambee SACCO Mobile service provider.
How to apply for Harambee SACCO Mobile Loan.
  • Dial *356# on your registered mobile phone
  • Enter your PIN
  • Select My Account
  • Select Loans (Option 4)
  • Select option no. 8 M-boosta Loan
  • Enter the amount you wish to borrow
  • Select accept and send
  • Your loan request will automatically be approved and transferred to your Harambee SACCO Savings account.

Once the loan has been credited to your account, you can now withdraw the amount from the account.

M-Boosta Loan is available to all Harambee SACCO members registered with MSACCO.

Maximum Loan initially pegged at 30,000/= and is based on salary affordability and repayment history of an account holder with Harambee SACCO.

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Harambee SACCO  loan interest is fixed at 5% recovered upfront.

Repayment of the loan is made by one installment through Harambee SACCO pay bill Number 525200. You can also repay by dialling *346# then choose no. 3 then no. 2 Loan repayment select whether to get funds from your 1. FOSA account or 2. M-Pesa then select loan to pay.

Alternatively, you can also channel your salary through your FOSA account and have the loan recovered automatically and enjoy other affordable advances.

How long does it take for one to get a loan from Harambee SACCO

For emergency and school fees loans your loan will be processed within the same day infact,within hours of the time submitted. For development and jisaidie the loan will be processed at the end of the month with a cutoff date of a day to the end of the month.

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Harambee SACCO Customer care number

For further assistance please call Harambee SACCO customer care center on 0709943000.

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Majira M

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