There is no bad thing as being listed as a defaulter by the Credit Reference Buerea. It is even painful when you are ready to pay your debt and get cleared only to realize that it can’t be done immediately and it will take days before you get that clearance certificate.
Many people find themselves between a hard place and a rock when they need CRB services since many don’t even know where to begin from. Some loose a huge jung of money while trying the self help services via their mobile phones only to end up helpless and more broke
CRB Clearance Bodies
Across the country we have several agencies tasked with offering clearance services. Many are familiar with Metropol Crystobol, TransUnion, Credit info among others. What many Kenyans don’t know is that their are hundreds of individuals and agencies who can take you through the process faster and more efficient. Before the end of this article i will reccommend to you an agency i have experienced do a commendable job. They say experience is the best teacher
If you have ever sought clearance services while you are in default status you know how hard it is to get your non performing account closed and updated after payment. I find the major known bodies such as Metropol and TransUnion still incompetent to some extend in getting non performing account updated in time after settling debts and acquiring the batch Numbers they ask from the financial institutions.
First after settling your loan some financial institutions will take you in circles to get batch Numbers requested by CRB clearance bodies. And after the whole hustle of acquiring them it might be another long wait for your accounts to be updated and get Clearance
Clearance Agencies Simple Way
After going through the painful process of getting the important Clearance Certificate that was not forthcoming, a friend of mine referred me to an agency that has been serving clients with high level of professionalism. He directed me to an agency in Eldoret town and assured me i will be helped in the shortest time possible. I must say i was not familiar with any agency offering CRB Metropol and TransUnion Clearance service apart from their main offices.
Here i was warmly welcomed and just by curiosity i ask to know clearance body they deal with. They inform me that both Metropol and TransUnion CRB services are offered at their Agency and they took me through the whole process of clearance. My Credit report is then processed and presented to me but what fascinates me most is how they interprate the report step by step. Here issues hintering my clearance are singled out and upon giving proof of payment my accounts are updated in minutes.
Am then informed that i qualify for clearance and after paying the clearance fee am handed over the clearance certificate in a record time of 10 Minutes. Am then told am a free man and i can go on and apply for the loan that i was seeking with my local bank. Am shocked by the effeciency and am curiuse to know whats so special about them. The guy who served me tells me their is nothing special about them. Only the spirit of serving their clients to satisfaction drives them. They use the same system used by transUnion and metropol but their services are excellent. I then ask why they offer both Metropol and transUnion services at one point. “Different institutions have different preferrence body when it comes to clearance. Before carrying out clearance we collect informatiom from the client and since we know preferrences of different institutions it helps us know how to serve our clients better” One of the representatives explains to me.
Now i want to know if i can be served any other time while am not physically present. “We serve clients from as far as Nairobi and all corners of the country. You don’t need to be physically here. Just give us a call and we shall guide you through the whole process. Then we sent your your clearance Certificate straight to your email or via WhatsApp immediately. They are just simple institutions like registration and paying your Certificate Fee that you must use your registered SIM card. The rest we do from our end. All one needs to do is give us a call.” He informs me.
I walk out satisfied and head to my bank to see if i will get the loan i had been seeking. To my suprise i present the clearance certificate and the bank manager goes through the system and informs me that my CRB records are clean now. It had taken me more than 3 weeks for my problem to be solve in 10 Minutes by the right poeple. It was one hell of an experience.
Fill free to contact them for any assistance on CRB services or visit them in Eldoret Town.
Crescent Tech Eldoret