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Best 10 Online Payment Platforms for Kenyans

Long ago, before advancement in technology, it used to be difficult to transfer money from one place to another. It was impossible to make payments from Kenya to other parts of the world without incurring huge expenses in remittance fees. Online payment platforms were scarce because internet technology was underdeveloped and very few people were able to access it.

With the advancement in technology, a good number of Financial Technology (Fintech) companies have emerged to save the situation. This makes it easy for Kenyans to choose an online payment platform that is most convenient for them. Kenyans can now easily receive and transfer funds through these apps from and to most parts of the world.

Examples of these online payment platforms for Kenyans that we are going to see in this article are:

  1. Cellulant
  2. Wapi Pay
  3. Pesapal
  4. DPO
  5. Paypal
  6. Skrill
  7. Ipay
  8. Payu
  9. Dusupay
  10. Payoneer

Best 10 Online Payment Platforms for Kenyans

1. Cellulant


Cellulant is an online payment platform that was founded in 2004 by two Africans, Ken Njoroge who is a Kenyan, and his Nigerian counterpart, Bolaji Akinboro. It is currently present in 11 African countries including: Kenya, Nigeria, Uganda, Rwanda, Malawi, Botswana, Mozambique among others. It has partnered with about 120 banks and 40 mobile networks. About 600 international and local merchants are currently utilizing their services.

Cellulant recently launched a platform dubbed “Tingg” which enables seamless online payments even with different currencies.

You can register to use their services on their website (

2. Wapi Pay

Wapi Pay is an online payment platform founded by Kenyan brothers, Paul Ndichu and Eddie Ndichu. The company capitalizes on difficulties that Africans and the people of Asia face as far as online payment is concerned. Making payments between the two regions has for a long time been difficult. Wapi Pay has made it possible to process payments within a day, with only 3% being charged on remittances.

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Wapi Pay is capable of handling payments such as:

  • Enterprise payments (B2B)
  • Merchant payments
  • Personal payments (peer-to-peer)
  • Mass payments

The company has offices in China and Singapore. With it, you can remit to or receive remittances from Asian countries such as: India, Japan, China, Indonesia, Singapore, Malaysia, Philippines, Vietnam, Taiwan and Thailand.

If you want to register for their services, you can visit their website ( You can also download their android application on Google Play Store.

3. Pesapal

Pesapal is a Kenyan online payment platform that enables merchants and individuals to make and receive payments online. If you have an e-commerce website, you can integrate Pesapal into it easily by using their API, which is available on their website ( This is all possible after you have created an account.

Online payment is not the only option you can use with Pesapal. They also have their own Point Of Sale (POS) service known as “Pesapal Sabi”. With this, you can make payments using Mastercard, Visa or American Express cards. In addition, they have also partnered with Equity Bank and Cooperative.

They charge 3.5% per transaction for online payments and 2.9% for POS payments.

4. DPO

DPO was founded in 2006 in East Africa. It has since expanded and has now grown into one of the best online payment platforms not only in Kenya, but also the entire African continent. It is capable of facilitating secure online payments in all currencies and across borders.

DPO has partnered with schools, e-commerce websites, Airlines, Travel Agencies and many more entities to facilitate effective online payments. With it, you are also able to pay utility bills like electricity and water.

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You can visit their website ( and sign up to use their services.

5. PayPal

Talking about online payment platforms in Kenya without having PayPal in the list would look quite inappropriate. PayPal is one of the pioneers of online payments in Kenya and worldwide.

Many Kenyans who work online like freelancers depend on PayPal services to receive payments for their gigs. It has brought even more Kenyans on board since it was made possible to withdraw funds from PayPal to M-pesa and Equity Bank.

PayPal takes security very seriously. Any questionable activities in a PayPal account can cause it to be suspended promptly.

6. Skrill

How to link your Skrill account to Mpesa and withdraw money From Skrill to Mpesa

Skrill is another online based payment processor. Apart from being an online payment platform, Skrill also enables users to trade in cryptocurrencies like Bitcoin, Ethereum and Litecoin.

It is available in Kenya and Kenyans can easily transfer funds from their Skrill account to M-Pesa.

7. iPay

iPay Africa is a Kenyan online payment platform that is available in six African countries namely: Kenya, Uganda, Tanzania, Rwanda, DR Congo and Togo. It incorporates the use of debit cards like MasterCard and Visa, and mobile money services like M-Pesa and Airtel Money. their payment solution helps you to receive and settle payments effortlessly.

8. Payu

Payu is an international Fintech company that offers online payment services to online merchants. It was founded in 2002 in the Netherlands, which is currently its headquarters.

Its services are available across Asia, Latin America, Africa and Eastern Europe. Kenya, Nigeria and South Africa are among several African countries benefiting from its services.

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9. Dusupay

Dusupay offers online payment services such as enterprise solutions and also Point Of Sale (POS) services. With it, you can remit money to over 20 countries worldwide.

Dusupay has partnered with online businesses like betting companies, Forex apps and other online payment platforms like Paypal. You can also transfer funds from their e-wallet to your mobile M-pesa account.

10. Payoneer

Payoneer is one of the earliest online payment platforms that is currently still in operation. With it, you can make payments to other registered users without necessarily using other third parties like banks. Payoneer is a full platform designed for the needs of today’s cross-border seller.

On registration, you are issued with a MasterCard debit card that you can use to withdraw funds in any MasterCard branded ATM. The good thing also with Payoneer is that you are able to easily withdraw your funds from your Payoneer e-wallet  to M-pesa.

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