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Here is the Cheapest way to get a Motor Bike in Kenya

Acquiring your own bodaboda motorbike in Kenya has never been much easier than it is now.

At a small fee from as little as ksh.300 a day you can buy your own bodaboda motorbike and start your business or solve that much needed transport problem. In this article, i will show you the cheapest way to get your own bodaboda motorbike.

My major interest has been as a result of many young people who can now own their own bodaboda motorbikes that would have otherwise required one to have hundreds of thousands in Kenyan shillings sometimes back before they could own a motorbike.

Of interest are the many motorbike loan groups and companies that finance bodaboda buyers and let them repay the loan overtime.


Such is Mogo company which issues motorbikes to individuals at an initial deposit of KSh 15,000. You are then handed the motorbike and as per the agreement pay the remaining instalment on either daily, weekly or monthly basis.

Generally the company allows repayment plan of as low as KSh 300 to become a legal owner of your motorbike in 52 to 78 weeks depending on your preference.

Requirements to get a motorbike from Mogo
  • Mogo requires that you issue them with a 6 months Mpesa statement
  • National ID or Passport
  • Your KRA PIN
  • Mogo also requires that you have at least two referees
  • Applicants should be of the age between 20- 50 years
Motorbike brands offered by Mogo

Mogo allows you to choose from a variety of motorbikes of different make and brands. There is a possibility to select from many bike models – MOGO offers loans for Bajaj Boxer, TVS, Honda, Haojin, Sonlink, Haojue, Ranger, Captain, Kifaru, Tiger, Dayun, Yamaha, Evalast, Skygo, Lifan, Shineray, Jincheng.

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How long does it take to get your motorbike from Mogo after applying

Mogo carries out an identity check on the applicant, after which the applicant will sign a contract and pay the initial deposit of KSh 15,000. Your motorbike will be ready in less than 24 hours.

The company accepts applicants from all parts of the country. Mogo can as well finance you to buy a car.

Once you have completed the installment payments, Mogo will issue you with the original Logbook for your Motorbike or car


Watu Africa is another motorbike financing company that can make your dream come live.

Watu is on a mission to support entrepreneurs who believe when provided with the right tools can fulfill their dreams and the needs of their families and community.

The motorbike financing model of watu almost works similar to that of Mogo.

With a down payment deposit of Ksh.10,000 you can get a motorbike and finance it in a period of 18 months.

Apart from Kenya, Watu also operates in Uganda and Nigeria.

Watu have a flexible plan where you can finance your motorbike by paying Ksh.200 daily for a period of upto 18 months

To get a motorbike from Watu, you need to visit their authorized dealer branch near you. From here, their team will guide you to select a suitable motorbike or three-wheeler for you.

You will then select a suitable repayment plan and sign the agreement.

All these can be done in 2hours time record time and ride away with your newly acquired asset

Here is the Cheapest way to get a Motor Bike in Kenya

Requirements to get a Bodaboda motorbike from Watu

To qualify for a Loan, one is required to have the following:

  • Original National ID (Borrower and one guarantor)
  • KRA PIN Certificate
  • Borrower’s age 18-19 years (must be accompanied by a guardian) 20-65 as normal
  • 1 Guarantor (Aged 20 years and above)
  • A down payment of Kshs 10,000 for Motorbike financing and 50,000 for tuk-tuk financing
  • A Safaricom Phone number that has been in use for the last 6 months
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How to make your Watu daily payment

The official Watu pay bill number for weekly payments is 650880. No cash payments are accepted.

Once your loan repayment is fully done, Watu will issue you with the original Logbook for your Motorbike

You can visit the Watu website to identify the nearest dealer near you


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Majira M

Keeping you in the loop. I write to share information that matter. From technology to business tips, I share information to inspire and educate