How to register for KCB Mobile Loan and request for a mobile loan
Getting a mobile loan from KCB has been simplified and one can easily apply for the loan using their mobile phone. The process begins with registration for anyone who has a mobile phone and a KCB bank account.
There are various ways KCB customers can register before they can start applying for the mobile loans. One can apply for KCB loan through the internet online platform, through the KCB mobile app or via KCB short USSD code *522#.
To begin with, here is how you can activate your KCB mobile banking
How to activate KCB mobile banking
Visit any KCB Bank branch to set up your KCB mobile banking.
You will receive a message to activate your KCB mobile banking on *522#
Dial *522# and enter a 4-digit PIN
Re-enter the 4-digit PIN.
Accept terms and conditions for KCB mobile banking.
Validate the request and submit for activation.
You will be successfully activated on KCB Mobile banking. Continue transacting with the PIN you set during the activation process.
From a KCB Bank account using *522#
Dial *522#
Select Payments
Select Pay Bills
Select KCB Account as the source of funds
Select the KCB Account to buy from
Select the biller to pay – i.e. KPLC Prepaid Tokens
Enter the biller Account Number
Enter the Amount
Enter your KCB mobile banking PIN
Confirm the transaction and submit
You will receive a confirmation message with a 20 digits tokens code
From a Vooma wallet using *522#
Dial *522#
Select Payments
Select Pay Bills
Select VOOMA Wallet
Select the biller to pay – e.g. Nairobi Water
Enter the biller Account Number- i.e. Nairobi Water Account Number
Select either Full Payment or Partial Payment
Enter the Amount
Enter your KCB mobile banking PIN
Confirm the transaction and submit
You will receive a confirmation message with a 20 digits token code
How to borrow a KCB Mobile Loan
Using *522#
Dial *522#
Select Loans and Savings
Select KCB Mobile Loan
Select Loan Request
Select 1 month
Enter the Amount you wish to borrow (must be within your loan limit)
Select the KCB Account where the loan should be deposited
Enter your KCB mobile banking PIN
Confirm the transaction and submit
The loan will be deposited into your KCB Account
Using the KCB App
Open the KCB App
Select Loans
On KCB Mobile Loan, select Borrow
Select the KCB Account where the loan should be deposited
Select One Month
Enter the Amount you wish to borrow and submit (must be within your loan limit)
Enter your KCB mobile banking PIN and commit
The loan will be deposited into your KCB Account
Read>>>KCB Loan Interest Rates