BusinessHow To

How to register for KCB Mobile Loan and request for a mobile loan

Getting a mobile loan from KCB has been simplified and one can easily apply for the loan using their mobile phone. The process begins with registration for anyone who has a mobile phone and a KCB bank account.

There are various ways KCB customers can register before they can start applying for the mobile loans. One can apply for KCB loan through the internet online platform, through the KCB mobile app or via KCB short USSD code *522#.

To begin with, here is how you can activate your KCB mobile banking

How to activate KCB mobile banking

Visit any KCB Bank branch to set up your KCB mobile banking.

You will receive a message to activate your KCB mobile banking on *522#

Dial *522# and enter a 4-digit PIN

Re-enter the 4-digit PIN.

Accept terms and conditions for KCB mobile banking.

Validate the request and submit for activation.

You will be successfully activated on KCB Mobile banking. Continue transacting with the PIN you set during the activation process.

From a KCB Bank account using *522#

Dial *522#

Select Payments

Select Pay Bills

Select KCB Account as the source of funds

Select the KCB Account to buy from

Select the biller to pay – i.e. KPLC Prepaid Tokens

Enter the biller Account Number

Enter the Amount

Enter your KCB mobile banking PIN

Confirm the transaction and submit

You will receive a confirmation message with a 20 digits tokens code

From a Vooma wallet using *522#

Dial *522#

Select Payments

Select Pay Bills

Select VOOMA Wallet

Select the biller to pay – e.g. Nairobi Water

Enter the biller Account Number- i.e. Nairobi Water Account Number

Select either Full Payment or Partial Payment

Enter the Amount

Enter your KCB mobile banking PIN

Confirm the transaction and submit

You will receive a confirmation message with a 20 digits token code

How to borrow a KCB Mobile Loan

Using *522#

Dial *522#

Select Loans and Savings

Select KCB Mobile Loan

Select Loan Request

Select 1 month

Enter the Amount you wish to borrow (must be within your loan limit)

Select the KCB Account where the loan should be deposited

Enter your KCB mobile banking PIN

Confirm the transaction and submit

The loan will be deposited into your KCB Account

Using the KCB App

Open the KCB App

Select Loans

On KCB Mobile Loan, select Borrow

Select the KCB Account where the loan should be deposited

Select One Month

Enter the Amount you wish to borrow and submit (must be within your loan limit)

Enter your KCB mobile banking PIN and commit

The loan will be deposited into your KCB Account

Read>>>KCB Loan Interest Rates

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