All You Need To Know About KCB Gold Visa Card And How To Apply

July 17, 2023 Majira Media

The KCB Classic Visa Card was designed to provide customers with a convenient and widely accepted method of payment both locally and internationally. With eligibility for both KCB and non-KCB customers, KCB Gold Credit Card is perfect for individuals looking for higher credit card limits of Kes.200,000 and above

Some of the common features of a Classic Visa Card might include:

1. Credit Limit: The card comes with a pre-approved credit limit, which determines how much you can spend using the card.

2. Worldwide Acceptance: Visa cards are widely accepted both in Kenya and around the world, wherever Visa is recognized.

3. Online Transactions: The card can be used for online purchases and e-commerce transactions.

4. Contactless Payments: Many Visa cards support contactless payments, allowing you to tap the card on a contactless-enabled terminal to make a payment quickly and securely.

5. Rewards and Benefits: Depending on the specific card, there might be various rewards, cashback offers, or benefits associated with using the card for certain types of spending.

6. Secure Transactions: Visa cards usually come with security features like chip technology and fraud protection to safeguard against unauthorized use.

7. Monthly Statements: Cardholders receive monthly statements that provide details of their transactions, outstanding balances, and minimum payment due.

KCB Gold Visa Card Rates And Fees

Joining fee – Kes 4000 waived
Annual fee – Kes 4,000
Monthly fee – 3.5% of total amount due
Cash advance fee – 6% of amount accessed
Late payment fee – 5% of total outstanding balance
Over limit fee – Kes 1,000
Card replacement fee – Kes 1,000
Supplementary card – Kes 1,000
Minimum repayment – 10% of total billed amount

*Charges are not inclusive of tax

What You need to Get KCB Gold Visa cards and How To Get It

Kenyan national ID or passport
Your KRA PIN
Duly filled credit card application form
Bank statements for the last 6 months if self-employed – account turnover of between Kes. 200,000 and Kes 299,999.
3 Months’ salary account bank statement
Latest pay slip – minimum net salary of between Kes. 200,000 and Kes 299,999.

*A bank representative may call you at any time to obtain further information in line with KCB KYC process. At no point shall you be asked for your PIN or passwords.