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10 Best Fintech Companies in Kenya

With the rising number of Financial Technologies in Kenya and a cross the world. Kenya has not been left behind as it has some of the best Fintech companies. Financial technology, often shortened to Fintech, is the technology and innovation that aims to compete with traditional financial methods in the delivery of financial services. It is an emerging industry that uses technology to improve activities in finance.

Fintech has been adopted in application of financial services or used to help companies manage the financial aspects of their business, including new software and applications, processes and business models.

  1. M-Pesa

M-Pesa has completely changed the way people transact and move money in Kenya. M-Pesa is a partnership between Safaricom Telecommunication Company and NCBA bank. M-Pesa has greatly disrupted financial services in Kenya and brought in a new way through which people transact through Mobile Money.

Currently most transaction in various financial sectors including banks, government agencies and traders have adopted M-Pesa Financial transaction. With M-Pesa one can easily send money or pay for goods and services through the Mobile money transfer. Safaricom M-Pesa has also partnered with world biggest fintech companies such as Paypal to enable international money transfer through the platform.

Also Read:Safaricom Locks Out Fraudsters in SIM Registration

  1. PesaPal

This is an internet payment company with operations in Kenya, Uganda, Tanzania and Malawi. PesaPal solutions allow users to shop online, pay bills and even buy airtime from Safaricom to any Mobile Line through Pay Bill number 220220. It is one of the top online payment platforms we have in Kenya.

Pesa Pal Fintech

  1. Abacus

Abacus is a multi-asset class brokerage online agent that operates in Kenya. Abacus helps local and international investors to access unit trusts, mutual funds, stocks and bonds through their Fintech online platform. Abacus is also one of the few Fintech companies that builds mobile and web software platforms that help investors access financial market in Kenya and across Africa. Abacus is licensed as a data vendor on the Nairobi Securities Exchange NSE.

  1. Jambo Pay

JamboPay is an innovative electronic payments platform that enables one to securely make and receive payments through your phone, bank, over the web and at thousands of pay points across the world. It enables users to pay for bills, fees, make donations and other form of payments over the internet or via a mobile phone.

JamboPay provides payment to over 4,000 organizations in Kenya, Uganda, Tanzania and Rwanda. The company has close to 2 Million subscribers to its online wallet.

Jambo Pay

  1. Fintech Group

Fintech Group is a certified enterprise information technology solutions and financial services provider with operations across Africa. The company offers solutions and services in fin financials, e-banking solutions, software development, payments & settlement, core banking solutions, reporting and analytics.

  1. Branch International

Branch is a new way to access credit over a smartphone in Kenya. Customers need to fill out an application for an affordable loan that is delivered directly to their mobile money account. The Branch app offers personalized the responsive customer support that meets the needs. It is one of the many mobile money lending apps in Kenya.

Also Read:Branch Pay bill Number: How to Repay Branch Loan

  1. Electics International

The company was established in 2007 by a team of ICT enthusiasts to provide affordable solutions in mobile banking, internet banking, agency banking, payment services, ICT consultancy, leasing and asset finance.

Location: 3rd Floor, Utumishi Co-op House, Mamlaka Road, Nairobi

  1. Tala

Tala formerly known as Mkopo Rahisi is a micro-credit loan smartphone application that offers users instant loans of as low as Ksh 500 to a maximum loan limit of Ksh 50,000. It is one of the most reliable Micro-credit loan providers through the Tala App.

Tala Fintech
Tala: Photo Courtesy

Also Read:Tala PayBill Number and Payment Process

  1. Cellulant

Cellulant  is a digital payments service provider that prompts, collects, settles and reconciles payments in real time using online mobile wallets to empower farmers across Africa as well as powering transactions for millions of merchants and utility facilities across Africa.

The company provides a mobile payment ecosystem connecting consumers, merchants, banks, etc.

  1. Popote Pay

Popote Pay enables all type of businesses to digitize their payment. This makes it one of the best Fintech Companies in the region. The company also supports SMEs to save funds in their wallets into a fixed deposit account at an interest rate that is higher than what traditional banks offer. One does not need to have a bank account to access Popote Pay financial services.

Through the products offered by Popote Pay, one can easily transact online by buying shares, sending and receiving money on their mobile phones, invest in Crypto currencies and borrow loans. They have also provided a swift way for SMEs to digitize their payment systems and get access to loan facilities. Popote Pay have also been approved by the central bank of Kenya.

Other Notable Mentions includes;

  • FarmDrive
  • EastPesa
  • Direct Limited
  • Chura Limited
  • CarePay
  • BitPesa
  • Umati Capital
  • Bitsoko
  • Grass Root Bima

Also Read:List of Best Banks To Open an Account With


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